Earn 20,000 Starpoints after you charge $500 in purchases to your card in your first three months of card membership. The SPG program offers high value points. Transfer your Starpoints to your favourite airline program and receive 25,000 points for 20,000 points transferred or transfer to Marriott Rewards at a 1:3 ratio. 20,000 Starpoints for 60,000 Marriott Reward points! Redeem Starpoints for free luxury hotel stays at over 1,200 of the world’s most luxurious hotels including W Hotels, Le Méridien, Westin, Sheraton and more starting at only 2,000 Starpoints per night. $120 annual fee.